Micro Products

The Micro Products are low-cost health insurance plans designed for the general public, with special options for C&AGD members.

General Public Plans

• Level 1 (0–59 years): GHS 95/month
• Level 2 (60–75 years): GHS 120/month
• Level 3 (75+ years): GHS 160/month

Coverage includes:

• Primary care
• Doctor consultations
• Lab tests (primary care only)
• Generic medications
• Telemedicine consultations
• Optical care & aids (up to GHS 300 – 1-year waiting period)
• Dental care & procedures (up to GHS 300 – 1-year waiting period)
• Surgery (up to GHS 1,500 – 2-year waiting period)
• Maternity cover (up to GHS 2,000 – 2-year waiting period)

Limits: Outpatient up to GHS 750/month. Inpatient up to GHS 1,300/month.
Excludes: Chronic conditions.
Premiums: Pay in advance (monthly, quarterly, half-yearly, annually).
Payment methods: C&AGD, PayPoint, MoMo, bank transfer and cheque.
Activation: After 3 months of payments.

C&AGD Plan (Level 4, ages 0–59): GHS 80/month with the same benefits and limits as General Public Plans.